Loans

Mortgage Loan

Lending secured against property. Terms confirmed individually.

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Terms for this product are confirmed individually. The regulated figures shown elsewhere on this site describe unsecured personal lending and do not apply here.

Lending secured against property works differently from the unsecured lending described elsewhere on this site. Because the loan is secured, the assessment, the documentation and the consequences of non-payment all differ, and the figures shown across the rest of this site do not describe this product. Speak to us and we will set out the applicable terms in writing before anything is signed.

Who this suits

  • Property owners considering secured borrowing
  • Borrowers who have taken independent advice on securing a loan against property

What to bring

  • Property ownership and title documentation
  • Details of any existing charges over the property
  • Identification and supporting financial documents, confirmed case by case

Key considerations

  • This loan is secured against property, so your property is at risk if you do not keep up repayments
  • Terms differ from unsecured lending and are confirmed individually in writing
  • Consider taking independent legal or financial advice before securing borrowing against your home

Questions

Do the rates shown elsewhere on this site apply?

No. Those figures describe unsecured personal lending. Terms for secured lending are confirmed individually and set out in writing before signing.

Moneylender Licence No. 46/2026. Approval is not guaranteed and is subject to assessment. Interest, fees and final terms are confirmed solely in the final signed loan agreement.

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