ABM Creditz Singapore Pte Ltd is a licensed moneylender regulated by the Registry of Moneylenders under Singapore’s Ministry of Law. Operating under Moneylender Licence No. 46/2026, we provide fast, flexible, and transparent loan solutions to individuals and businesses across Singapore from our conveniently located office in Chinatown.
Situated at 1 Park Road, People’s Park Complex, #01-12, Singapore 059108, ABM Creditz has built a reputation as a reliable legal loan company that prioritises borrower protection, regulatory compliance, and personalised financial solutions. Whether you need a personal loan, business loan, bridging loan, or debt consolidation, our experienced loan officers are here to help you navigate your financial needs responsibly.
Unlike unlicensed lenders or loan sharks, ABM Creditz adheres strictly to the Moneylenders Act 2008 and Moneylenders Rules. This means transparent interest rates capped at 4% per month, no hidden fees, and full legal protection for every borrower who walks through our doors.
We are registered with the Ministry of Law and uphold superior regulatory compliance. Your loan is 100% legal, safe, and protected under Singapore law.
We utilise Singpass MyInfo and our proprietary mobile app for faster, secure, and paperless loan processing — reducing wait times and improving accuracy.
We don’t believe in one-size-fits-all. Our loan officers design custom repayment plans that create genuine win-win outcomes for both borrower and lender.
All rates, fees, and repayment terms are explained clearly before you sign. No surprises, no hidden charges — ever.
Your privacy is our priority. All consultations take place in a private, secure environment at our Chinatown office.
Settle your loan early and save on interest. We only charge pro-rated interest for the days you actually borrow.
The maximum unsecured loan amount is regulated by the Ministry of Law and depends on your annual income. These limits apply across all licensed moneylenders combined, not per individual lender.
| Borrower’s Annual Income | Singapore Citizens & PRs | Foreigners Residing in Singapore |
|---|---|---|
| Less than S$10,000 | S$3,000 | S$500 |
| At least S$10,000 and less than S$20,000 | S$3,000 | S$3,000 |
| At least S$20,000 | Up to 6 × monthly income | Up to 6 × monthly income |
Reference: Ministry of Law (Registry of Moneylenders), Singapore.
If you are managing multiple debts, speak to us about our debt consolidation plan to simplify your repayments and reduce your overall interest burden.
ABM Creditz offers loans to both Singapore Citizens / PRs and foreigners residing in Singapore. Required documents vary by profile:
If you apply using Singpass MyInfo, some information can be retrieved automatically, allowing you to complete your online loan application more quickly with a simplified verification process.
As a licensed moneylender in Singapore, ABM Creditz strictly follows the fee caps set by the Ministry of Law. You will never pay more than the legal maximum.
Important: The total cost of your loan (excluding principal) cannot exceed 100% of the original loan amount. This protects you from runaway debt.
Licensed moneylenders in Singapore are regulated by the Registry of Moneylenders under the Ministry of Law and must adhere to strict rules on interest rates, fees, and lending conduct. ABM Creditz operates under Moneylender Licence No. 46/2026.
Yes. Under the Moneylenders Act, a face-to-face meeting at the lender’s registered office is a legal requirement.
We provide structured repayment options designed for clarity and consistency:
Use our loan repayment calculator to estimate instalments before applying.
ABM Creditz does not charge penalties for early repayment.
To verify a licensed moneylender:
Warning: Licensed moneylenders will never contact you through unsolicited SMS, WhatsApp, or social media messages.
Our office is conveniently located in the heart of Chinatown at People’s Park Complex, easily accessible by MRT (Chinatown Station) and bus. Walk-ins are welcome during operating hours.
Address
1 Park Road
People’s Park Complex, #01-12
Singapore 059108
Phone
Licence
No. 46/2026
Get fast, flexible, and transparent loan solutions from Singapore’s trusted licensed moneylender in Chinatown.
Apply for a Loan Today →© 2026 ABM Creditz Singapore Pte Ltd. Moneylender Licence No. 46/2026. Regulated by the Ministry of Law, Singapore.
