Terms of Service

These terms have not been reviewed by Singapore counsel and must not be relied upon until they have. They are provided so the link resolves and so a reviewer has a starting point.

This website provides general information about our lending services. Nothing on it is an offer of credit, and nothing on it guarantees approval.

Submitting the enquiry form begins a conversation. It is not an application for credit and creates no obligation on either side. Any loan is subject to assessment and to a written agreement signed in person.

The loan calculator produces illustrative estimates at the maximum rates permitted by law. Actual rates, fees and repayments depend on assessment and on the final signed agreement.

Singapore law requires every licensed moneylender to verify a borrower’s identity face to face before granting a loan. No loan can be completed through this website alone.

We may update the content of this website at any time. Regulated figures are those set by the Ministry of Law and apply to all licensed moneylenders.