ABM Creditz Singapore Pte Ltd is a licensed moneylender regulated by the Registry of Moneylenders under Singapore's Ministry of Law. Operating under Moneylender Licence No. 46/2026, we provide fast, flexible, and transparent loan solutions to individuals and businesses across Singapore from our conveniently located office in Chinatown.
Situated at 1 Park Road, People's Park Complex, #01-12, Singapore 059108, ABM Creditz has built a reputation as a reliable legal loan company that prioritises borrower protection, regulatory compliance, and personalised financial solutions. Whether you need a personal loan, business loan, bridging loan, or debt consolidation, our experienced loan officers are here to help you navigate your financial needs responsibly.
Unlike unlicensed lenders or loan sharks, ABM Creditz adheres strictly to the Moneylenders Act 2008 and Moneylenders Rules. This means transparent interest rates capped at 4% per month, no hidden fees, and full legal protection for every borrower who walks through our doors.
We are registered with the Ministry of Law and uphold superior regulatory compliance. Your loan is 100% legal, safe, and protected under Singapore law.
We utilise Singpass MyInfo and our proprietary mobile app for faster, secure, and paperless loan processing — reducing wait times and improving accuracy.
We don't believe in one-size-fits-all. Our loan officers design custom repayment plans that create genuine win-win outcomes for both borrower and lender.
All rates, fees, and repayment terms are explained clearly before you sign. No surprises, no hidden charges — ever.
Your privacy is our priority. All consultations take place in a private, secure environment at our Chinatown office.
Settle your loan early and save on interest. We only charge pro-rated interest for the days you actually borrow.
The maximum unsecured loan amount is regulated by the Ministry of Law and depends on your annual income. These limits apply across all licensed moneylenders combined, not per individual lender.
| Borrower's Annual Income | Singapore Citizens & PRs | Foreigners Residing in Singapore |
|---|---|---|
| Less than S$10,000 | S$3,000 | S$500 |
| At least S$10,000 and less than S$20,000 | S$3,000 | S$3,000 |
| At least S$20,000 | Up to 6 × monthly income | Up to 6 × monthly income |
Reference: Ministry of Law (Registry of Moneylenders), Singapore.
If you are managing multiple debts, speak to us about our debt consolidation plan to simplify your repayments and reduce your overall interest burden.
ABM Creditz offers loans to both Singapore Citizens / PRs and foreigners residing in Singapore. Required documents vary by profile:
If you apply using Singpass MyInfo, some information can be retrieved automatically, allowing you to complete your online loan application more quickly with a simplified verification process.
As a licensed moneylender in Singapore, ABM Creditz strictly follows the fee caps set by the Ministry of Law. You will never pay more than the legal maximum.
Important: The total cost of your loan (excluding principal) cannot exceed 100% of the original loan amount. This protects you from runaway debt.
Licensed moneylenders in Singapore are regulated by the Registry of Moneylenders under the Ministry of Law and must adhere to strict rules on interest rates, fees, and lending conduct. ABM Creditz operates under Moneylender Licence No. 46/2026.
Yes. Under the Moneylenders Act, a face-to-face meeting at the lender's registered office is a legal requirement.
We provide structured repayment options designed for clarity and consistency:
Use our loan repayment calculator to estimate instalments before applying.
ABM Creditz does not charge penalties for early repayment.
To verify a licensed moneylender:
Warning: Licensed moneylenders will never contact you through unsolicited SMS, WhatsApp, or social media messages.
Apply online in minutes and our team will contact you to guide you through the next step.
Have a question about a personal, business, bridging or debt consolidation loan? Call us, send an enquiry, or visit our office at People's Park Complex — our team will walk you through your options with no obligation.
ABM Creditz Singapore Pte Ltd · Licensed Moneylender · Licence No. 46/2026Choose whichever channel suits you — every enquiry is handled confidentially by our Chinatown team.
1 Park Road, People's Park Complex, #01-12, Singapore 059108
Speak directly with our team:
+65 6737 3392
For enquiries and documents:
hello@abmcreditz.com.sg
Start your application in minutes:
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For questions about our loans, eligibility, or anything else — leave your details and we will get back to you. For a full loan application, use the application form below.
Apply online in minutes and our team will contact you to guide you through the next step. Approval time depends on the loan amount and the urgency of your request.
Our office is at 1 Park Road, People's Park Complex, #01-12, Singapore 059108, in the heart of Chinatown. We are right next to Chinatown MRT Station (NE4/DT19), and several bus services stop at People's Park Centre and Chinatown Point along Eu Tong Sen Street.
You can call us at +65 6737 3392, email hello@abmcreditz.com.sg, send a message through the enquiry form on this page, or visit our People's Park Complex office in person. Every enquiry is handled confidentially by our Chinatown team.
We offer personal loans, business loans (startup, fast, SME and working capital), bridging loans and debt consolidation loans. Foreigners holding valid passes may also apply for selected products. All loan terms are subject to individual credit assessment and confirmed in writing before signing.
You can start your application online using the form on this page or our application page, or call +65 6737 3392. Our team will contact you, explain the required documents, and guide you through the assessment and signing process at our office.
Yes. ABM Creditz Singapore Pte Ltd is a licensed moneylender (Licence No. 46/2026) regulated by Singapore's Ministry of Law. You can verify our licence anytime on the Registry of Moneylenders' official list.
Approval time depends on the loan amount and the urgency of your request. Submitting complete documents — such as identification, income proof and, for business loans, your ACRA profile and bank statements — helps keep the assessment moving as quickly as possible.
Whether you need a personal loan, business financing, a bridging loan or debt consolidation — reach us by phone, email, the forms above, or in person at People's Park Complex. All terms are confirmed in writing before you commit.
Apply Now