Useful Links & Resources for Borrowers in Singapore

At ABM Creditz, your safety and financial well-being come first. Below are official government resources to help you verify licensed moneylenders, report loan sharks, check financial institutions, and protect yourself from scams in Singapore. Always verify before you borrow.

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Verify Licensed Moneylenders

Before engaging with any lender, verify their license through the Ministry of Law’s Registry of Moneylenders.

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Verify Licensed Financial Institutions

Check banks, finance companies, and other institutions regulated by the Monetary Authority of Singapore (MAS).

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Report Unlicensed Moneylending

If you encounter unlicensed moneylenders or harassment, report immediately to the authorities.

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Report Financial Scams

If you encounter financial scams or suspicious loan offers, reach out to these helplines immediately.

  • 📞 Anti-Scam Helpline: 1799 (24/7)
  • 📱 ScamShield: Download the app to verify unsolicited loan offers and block scam messages

⚠ Stay Safe. Borrow Smart.

Licensed moneylenders will never ask for your Singpass password, request upfront fees before loan approval, or contact you through unsolicited WhatsApp or SMS. Always verify before you apply.

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Frequently Asked Questions

Common questions about verifying lenders, reporting scams, and staying protected in Singapore.

How do I verify if a moneylender is licensed in Singapore? +
Check the official Registry of Moneylenders on the Ministry of Law website at rom.mlaw.gov.sg. Confirm the company name and licence number match the listing. ABM Creditz is listed under Licence No. 46/2026. Licensed moneylenders will never contact you via unsolicited SMS, WhatsApp, or social media.
What should I do if I am harassed by a loan shark? +
Report immediately to the Singapore Police Force: call 999 for emergencies, 1800-255-0000 for the police hotline, or 1800-924-5664 for the X-Ah Long hotline. File an online report at www.police.gov.sg/iwitness. Never engage with or repay unlicensed lenders.
How can I report a financial scam or suspicious loan offer? +
Call the Anti-Scam Helpline at 1799 (24/7). Download ScamShield to verify unsolicited loan offers and block scam messages. For scams involving financial institutions, report to MAS at 1800-225-5577.
What is the difference between a licensed moneylender and a loan shark? +
Licensed moneylenders are regulated by the Ministry of Law under the Moneylenders Act 2008. They operate from registered business premises, charge capped interest rates (max 4% per month), and follow strict advertising rules. Loan sharks (unlicensed moneylenders) operate illegally, often use harassment, charge exorbitant rates, and contact victims via unsolicited messages.
Where can I find the official list of licensed moneylenders? +
The official list is published by the Registry of Moneylenders at rom.mlaw.gov.sg/information-for-borrowers/list-of-licensees. Always cross-check any lender against this list before applying for a loan.
How do I verify a bank or finance company in Singapore? +
Use the Monetary Authority of Singapore (MAS) Financial Institutions Directory at eservices.mas.gov.sg/fid. This database lists all banks, finance companies, and insurers legally operating in Singapore.
Licensed Moneylender · License No. 46/2026

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© 2026 ABM Creditz Singapore Pte Ltd. Moneylender Licence No. 46/2026. Regulated by the Ministry of Law, Singapore.

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